If you’re a homeowner looking to access additional funds while keeping your existing mortgage in place, our tailored solutions provide a flexible and cost-effective way to meet your financial needs. Explore the benefits of second charge loans and discover how we can help you make the most of the equity in your home.

Key Features:

 

  1. Unlock Your Home’s Equity

– Leverage the equity built up in your property to secure a second charge loan. You can normally go up to around 90% of your homes value as a second mortgage. Taking into account the balance of your first Mortgage.

– Access funds without affecting your existing mortgage or remortgaging.

 

  1. Flexible Loan Amounts:

– Tailored loan amounts to suit your financial requirements. Generally between £10,000 and £250,000

– Variable loan terms available to accommodate your repayment preferences.

 

  1. Competitive Interest Rates:

– Benefit from competitive interest rates that make our second charge loans an attractive financial option.

– Transparent and straightforward terms to ensure you understand the cost of borrowing.

 

  1. Quick and Hassle-Free Process:

– Streamlined application process for a fast and efficient experience.

– Dedicated support to guide you through each step of the loan application.

 

  1. No Impact on Primary Mortgage:

– Maintain the terms of your existing mortgage while accessing additional funds. This is useful if your existing mortgage is on a good interest rate and has a high Early Repayment Charge (ERC)

– Keep your current mortgage rate and terms unchanged.

 

  1. Use Funds for Various Purposes:

– Utilise the loan for any legal purpose, home improvements, debt consolidation, education, or any other financial need. The loan can even be used for business purposes or to pay a tax bill.

– Enjoy the flexibility to allocate funds based on your priorities.

 

  1. Expert Advice and Support:

– Our team of financial experts is ready to provide personalised advice.

– Understand the implications and benefits of second charge homeowner loans with our professional guidance.

 

Why Choose Teesside Money?

 

–   Experience and Trust:

– With over 20 years of experience, we have a proven track record in providing financial solutions.

– Trusted by homeowners for reliable and transparent lending services.

 

–   Customer-Centric Approach:

– Prioritising your needs, we aim to deliver personalised solutions that align with your financial goals.

– Our commitment to customer satisfaction sets us apart in the industry.

 

–   Regulatory Compliance:

–  Teesside Money are directly authorised by the Financial Conduct Authority which gives us the flexibility to use any lender that will deal with an introducer / intermediary.

– Ensuring a secure and compliant lending process for your peace of mind.

 

Get Started Today:

Ready to unlock the value of your home? Start your journey toward financial freedom with a second charge homeowner loan from Teesside Money. Our dedicated team is here to assist you at every step. Apply now or contact us for more information on how we can tailor a solution to meet your unique needs.

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